Asset Management

Customer orientation behaviour’ refers to an employee’s tendency or predisposition to meet a customer’s needs during service encounters, and has become a prime variable of interest for organizations to promote their products or services nowadays. In the financial planning industry in particular, customer orientation behaviour was conceptualised as a behavioural construct of financial planners in …

The Level of Customer Orientation Behaviour in Financial Planners in Malaysia Read More »

Global Pandemic and the Importance of Investment Literacy For almost a year, Malaysia and many other countries all over the world have been battling the Covid-19 pandemic. Whilst the earliest case in the country was reported at the beginning of the year, the number of cases spiked in March, which forced the government to implement …

Covid-19, Financial Literacy & Investment Strategies Read More »

Personal Financial Engineering (PFE) refers to the use of mathematical and statistical techniques to solve financial problems systematically, as defined by Investopedia. This article explains the concept on PFE using 2 case studies for easy understanding.The article also discusses the advantages and benefits gained in the medium to long terms if we have applied the …

What is Personal Financial Engineering? Read More »

Fintech positive affected in traditional bank business model in ecosystem. Meanwhile Fintech evolutions significant positive affected the business development process in Malaysia. Although, there was growth trend of the e-money for last 10 years and increment on mobile account subscriptions but there was still slow on Fintech adoption in banking sector. Besides that, banking sector …

Impact of Fintech on Financial Industry (Part 3) Read More »

In this new era of 2021, technology has become the most significant tools in our live. Financial Technology (Fintech) has played an important role for the region, country and globalization in financial market. Fintech referred to technology tools enabled to access financial services and products that provided multiple financial services with rapid and efficiency across …

Impact of Fintech on Financial Industry (Part 2) Read More »

Digital payment as popular Fintech platform nowadays and the worldwide demand for e commerce in this connection has increased more than ever. Research showed that consumers seek for a faster, cost and time effective technology for their day to day personal financial transactions and digital payment was considered an effective supplement to this need. Eventually, …

Impact of Fintech on Financial Industry (Part 1) Read More »

While financial consideration is the key aspect in financial plan especially during the computation, non-financial aspect always being neglected consider by many practitioner. In fact, one of the factors that lead to fail in providing a comprehensive financial plan is due to unable to take consideration of non-financial aspect. Thus, in the recent round table …

Comprehensive Financial Plan: Financial or Non-financial Consideration? Read More »

Financial products are not something you really think about until you need them. It’s a little bit like buying the necessary tools only when the need arises. You open a savings account when you need to save or get a credit card when you decide to earn cashback. That said, just because this approach works …

Here’s What You Need In Your Financial Toolbox Read More »

The thing about accidents is that they are unexpected, unpredictable, and often can be financially draining. The consequences of an unfortunate accident can be dramatically life changing, not just for you but also for your family. Ask yourself: Will your death or disablement due to a serious accident leave your family in financial dire straits? …

Personal Accident Insurance: Should You Get It? Read More »

Becoming a mother is a huge life transformation. You may not only deal with physical and emotional changes, but financial ones too. So if you’re expecting your first child, it’s not unusual to experience a mix of excitement and dread! But don’t worry. In honour of Mother’s Day, we’re exploring how being a mother can …

How Does Being A Mother Affect Your Money Management? Read More »

Money always becomes the utmost necessity for every business, there are a number of ways you can seek funding for your business. From Bootstrapping to Crowdfunding, here is how to raise capital for your business. 1.Bootstrap your business Provided that your business isn’t in the industry that uses a huge amount of startup capital, you …

What Strategies You Can Use to Raise Business Capital Read More »

The Inland Revenue Board (IRB) is offering some flexibility in terms of arrears and penalties for taxpayers whose income has been affected by the COVID-19 pandemic and the implementation of the total lockdown. The IRB said the flexibility offered was deferment of payment of penalties related to their tax obligations to 2022, provided taxpayers continue …

Flexibility for affected taxpayers due to COVID-19, total lockdown Read More »