Traditional Islamic-compliant mutual funds have served Muslim investors well in the four decades since the first was launched in Malaysia. By fostering partnership in shared risk and reward (musharaka), and by allowing investors to diversify their assets while avoiding haram activities — typically alcohol, tobacco, gaming, financial services, pork processing, and pornography — these original funds pioneered …
First and foremost, services have been long seen as different from physical goods. Quite often, services are easy to identify but difficult to define. In the earliest literature, ‘a good’ refer to a noun, while ‘service’ refer to a verb. This means goods are things while services are acts. Service can be categories into three …
Differences between Tangibles Goods and Intangibles (Financial) Services Read More »
The Securities Commission (SC) has identified seven operators, either individuals or companies, that the regulatory body has found to be offering investment advise without a license, to stop their activities. The SC said in a statement today said that it issued a ‘cease and desist’ order to these seven unlicensed operators as they were found to be …
These Investment Advisers Have Been Placed On SC’s Investor Alert List Read More »
You might not consider yourself a big spender but financial milestones like buying your first home, paying for university fees or even getting married are situations that most Malaysians will encounter in their lifetime. These expenses can easily burn an elephant size hole in your pocket. Big ticket purchases tend to scare us as the …
Every one of us make mistakes with money. We do not save enough or we spend too much on something silly. Sometimes, we sell our shares too soon or too late. It is likely that we would still be making money mistakes well into our 60’s. Here are the financial slip-ups to watch out for …
In Malaysia, the 2021 budget was announced in the midst of a global contagion and political uncertainty. Finance Minister, Tengku Zafrul states that the Government has made protecting the Rakyat’s lives its utmost priority. The allocation of RM9.4 billion announced in Budget 2021 will develop the national digital strategy across industry sectors. It is capable of closing …
Budget 2021: Relief for SMES grappling with survival & recovery Read More »
The Securities Commission Malaysia (SC) launched a new framework on 12 November to facilitate the offering of Islamic funds with waqf features to enable the growth of the Islamic social finance segment. The development of waqf was identified as one area of significant potential for social development, greater public good and wealth distribution, in the SC’s Islamic …
SC introduces new framework to facilitate offering of Islamic Funds with Waqf features Read More »
Now that we’ve started a new year, you might be planning your finances for the year ahead. With interest rates at the lowest level in history, and the Covid-19 crisis making us all pay more attention to our financial position, you might also be thinking about ways to make your money grow. Investing is a good way …
Gold is a popular investment option. You might think it’s a sure way to make money because you’ve probably heard many people say that the price of gold will never fall. But investing in gold isn’t easy, and is about more than just buying gold bars or jewellery. There are actually many ways to invest in gold. …
Unlike conventional employees, self-employed workers are not employed full-time by a company. They include self-employed workers, e-hailing drivers and delivery riders, homestay hosts and freelancers who provide a range of services, from writing, graphic design, software development and others. Currently, there are more than 4 million freelancers and 160,000 e-hailing drivers in Malaysia. Companies and …
Due to the global COVID-19 pandemic, investors have become more selective with their investments now more than ever, and for good reasons. Market volatility, combined with the uncertain economic outlook for most industries, has made it more difficult for most startups and businesses to raise funds for sustenance or growth. According to investment professionals, the …
What Entrepreneurs Should Know When Raising Funds Post-COVID-19 Read More »
Investing can be a great way to secure or bolster your long-term financial future. Depending on what you want from your investment strategy, it’s possible to tailor it so it’s more or less risk-averse. This will usually be determined by an investor’s overarching goals i.e. whether they want to prioritize profit or security. While buying …
3 Effective Ways to Improve Your Investment Performance Read More »